New Buy gadgets now, pay later at 0% interest.

Digital Banking for all lifestyles.

Unlock the power of money with a free Carbon bank account. Pay bills, transfer money, get instant loans and enjoy high-interest savings, all in one place.

NDIC Insured

Licenced By The CBN

Our Features

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Bank with peace of mind

Your Carbon account allows you enjoy cheaper transactions, zero account fees, and an annual interest of 2% per annum.

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We make access to credit simple and easy. No guarantors, collaterals, or long forms.

Apply 24/7 and receive funds in your Carbon account instantly. Unlock higher loan amounts and lower interest rates by repaying loans on time.

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We offer market-leading returns on savings

Your money is always working harder for you. Earn up to 11% interest p.a. when you invest with Carbon.

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Enjoy seamless payments, at little or no cost

You can send money to anyone, pay all your bills, and recharge airtime, with just a few taps on your smartphone - and always at the lowest possible cost.

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Keep track of your credit history across financial institutions

Be notified of any issues you may ha We’ll help you stay on top of things.. and it’s completely free.

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Virtual or Physical? Choose one. Or both.

Our physical debit cards give you access to cash withdrawals anywhere. And with our secure virtual cards, you can pay for products on your favourite online stores, in dollars

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Trusted by over 2 million customers

+4.4

score based on over 78,000 reviews on google play store and app store

I had an awesome experience with carbon, very reliable n trustworthy, infact d instalmental repayment is d tip of d iceberg. I hereby recommend this LOAN APP among apps........

Gbenga John

The best online loan service hands down. Just ensure to pay your loans on time and you'll get access to better loans and so many other rewards. Very ideal for fast track business owners

Elaine Okafor

The best payment and fastest loan platform with lower interest rates, very reliable for investment and transact as quick as texting of messages.

Jonah Atsale

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Mr egbegure

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Mr Mike

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Mr bowen

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©2023 Carbon is a financial service provided by Carbon Microfinance Bank (RC 1642222), licensed and regulated by the Central Bank of Nigeria (CBN). We empower individuals with credit, simple payments solutions, high-yield investment opportunities, and easy-to-use tools for personal financial management. We are a global company of over 90 employees with a presence in Mauritius, Nigeria, the United Kingdom, United States, Canada, South Africa, and Kenya.

Registered address: Plot 642C xyz St. Lagos Nigeria 🇳🇬
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